Last updated: April 2026 — Cameron Whitfield, A Ote Afm
Welcome to aoteafm.co.nz (the "Website"), owned and operated by Cameron Whitfield. By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy, which are hereby incorporated by reference (collectively, the "Agreement"). If you do not agree to this Agreement, you are not authorized to access or use this Website.
The content on this Website is provided for informational purposes only and is not intended to be a substitute for professional advice, whether financial, legal, or otherwise. The information presented on this Website is not guaranteed to be accurate, complete, or up-to-date. It is your responsibility to verify the accuracy of any information before relying on it.
Cameron Whitfield and aoteafm.co.nz shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of this Website, including any decisions or actions you take based on the information provided.
This Website is intended for use by individuals who are at least 18 years of age. By accessing or using this Website, you represent and warrant that you are at least 18 years old.
The content, design, and all intellectual property rights associated with this Website are owned by Cameron Whitfield and aoteafm.co.nz, or their respective owners. You may not modify, copy, distribute, transmit, display, reproduce, or create derivative works from the Website or its contents without the prior written permission of Cameron Whitfield.
This Agreement and your use of the Website shall be governed by and construed in accordance with the laws of New Zealand, without giving effect to any principles of conflicts of law.
Cameron Whitfield is the content author and editor of aoteafm.co.nz. All content on this Website is created and curated by Cameron Whitfield, unless otherwise stated.
The content on aoteafm.co.nz is for informational purposes only and should not be considered as financial, legal, or any other professional advice. The information provided is not intended to be a substitute for professional guidance or services. It is your responsibility to seek appropriate professional advice before making any decisions based on the content of this Website.
Cameron Whitfield reserves the right to modify these Terms of Use at any time without prior notice. It is your responsibility to review these Terms of Use periodically for any changes. Your continued use of the Website after any modifications to the Terms of Use will constitute your acceptance of the revised terms.
If you have any questions or concerns about these Terms of Use or the Website, please contact us at: